Our Services
Three Services, Each Built Around a Specific Need
Perisai Legal offers insurance claim advisory, policy review and coverage analysis, and dispute litigation and arbitration. Each is a structured engagement with defined outputs and timelines.
Back to HomeA Principled Approach to Insurance Advisory
Insurance Claim Advisory & Filing
This service assists policyholders who are preparing to file an insurance claim or who have already filed and encountered difficulties — whether in the form of delayed processing, partial payment, or outright denial. It covers life, general, and takaful claims governed by Malaysian insurance regulations.
The engagement begins with a policy review and a merits assessment. We then assist in preparing the claim documentation, quantifying the loss, and handling correspondence with the insurer on the client's behalf.
Insurance Policy Review & Coverage Analysis
This service is suited to businesses and individuals who want an independent legal assessment of their insurance portfolio. It is particularly relevant when renewing commercial policies, evaluating broker recommendations, or following a change in business activities that may affect coverage adequacy.
We review commercial general liability, professional indemnity, directors and officers liability, keyman insurance, and property coverage. The output is a plain-language Coverage Gap Report identifying what each policy covers, what it does not, and what specific endorsements could be considered.
Insurance Dispute Litigation & Arbitration
This service provides full legal representation for insurance disputes — claim denials, subrogation disputes, bad faith allegations, and policy rescission proceedings under either the Financial Services Act 2013 or the Islamic Financial Services Act 2013.
Before any formal proceedings are commenced, we produce a written Forum Selection Analysis setting out the available paths — Financial Mediation Bureau referral, arbitration, or court litigation — with a timeline and cost estimate for each.
Choosing the Right Service
The three services are designed for different situations. This comparison may help you identify which is most relevant to your circumstances.
| Feature | Claim Advisory | Policy Review | Dispute Litigation |
|---|---|---|---|
| Starting Fee | RM 650 | RM 1,500 | RM 3,200 |
| Typical Timeline | 1–2 weeks | 2–3 weeks | Varies |
| For active claims | – | – | |
| For reviewing existing coverage | – | – | |
| For active insurance disputes | – | – | |
| Written output included | |||
| Covers takaful products | |||
| Litigation risk assessment | – | – |
Included – Varies / Not applicable
Protocols Shared Across All Services
Service Fees
The following starting fees apply to each service type. Final fees depend on the scope of the matter and are agreed before work commences. All amounts are in Malaysian Ringgit.
Policy Review
Coverage Analysis
RM 1,500
starting fee per engagement
- Exposure assessment
- Multi-policy analysis
- Coverage Gap Report
- Endorsement recommendations
- Delivered in 2–3 weeks
Not Sure Which Service Fits Your Situation?
Contact us with a brief description of your matter. We will point you in the right direction before any engagement is confirmed.
Contact Perisai Legal