Our Company
Advising on Insurance Matters Since 2009
Perisai Legal was established to give Malaysian policyholders and businesses access to independent, considered legal counsel on insurance matters — without the uncertainty of navigating complex policies alone.
Back to HomeBuilt on Independence and Depth of Knowledge
Perisai Legal was founded in Kuala Lumpur in 2009 by a group of practitioners who had spent years working within the insurance industry and observed a recurring gap: policyholders and businesses rarely had access to independent legal counsel that understood insurance products as well as it understood the law.
The firm's name — Perisai, meaning shield in Malay — reflects the intent behind our practice: to stand alongside clients as a steady, knowledgeable presence when they encounter disputes, uncertainties, or decisions that carry real financial consequence.
Over the years, we have advised on claims ranging from life insurance disputes to large commercial property losses, and represented both policyholders and insurers in arbitration and court proceedings. Our work is grounded in the Financial Services Act 2013, the Islamic Financial Services Act 2013, and the regulatory framework maintained by Bank Negara Malaysia.
The Team at Perisai Legal
Our practitioners bring experience across insurance advisory, policy drafting, regulatory engagement, and dispute representation.
How We Maintain Quality Across Every Engagement
Our quality standards reflect the obligations of legal practice in Malaysia and the particular demands of insurance advisory work.
Insurance Law Advisory in the Malaysian Context
Malaysia's insurance sector operates under a dual regulatory framework: conventional insurance products are governed by the Financial Services Act 2013, while takaful products fall under the Islamic Financial Services Act 2013. Both are administered by Bank Negara Malaysia, which issues guidelines and circulars that directly affect how policies are interpreted and how claims are assessed.
For policyholders, this regulatory environment provides meaningful protections — but those protections are not self-executing. Understanding whether a claim falls within the scope of a policy, identifying the correct dispute resolution pathway, and preparing documentation that adequately supports a claim all require a working knowledge of both the law and the specific product in question.
Perisai Legal's practice spans this intersection. We work with individuals who have encountered claim difficulties, with businesses evaluating whether their current coverage adequately reflects their exposure, and with parties on both sides of insurance disputes. Our location in Kuala Lumpur places us within reach of Bank Negara Malaysia, the Financial Mediation Bureau, and the courts and arbitral institutions where insurance disputes are resolved.
We take the view that access to competent insurance law advice should not depend on the size of the claim or the complexity of the dispute. Whether an individual policyholder is dealing with a delayed life insurance claim or a company is navigating a subrogation dispute, the underlying need for clear, independent guidance is the same.
Speak With Our Team
If you would like to discuss a matter or understand how we might assist, please reach out. Initial consultations are handled discreetly and without obligation to proceed.
Contact Perisai Legal